Ready to become an HYOSA Account Holder, apply from your smartphone or desktop, 24/7

Just NZ$5 initial deposit required (and we'll pay it for you!)

Make deposits and withdrawals at thousands of ATMs nationwide

Earn more on your money with no maximum balance limit

Access anywhere with Western Capital Financial Company Mobile and Online Banking

High Yield Online Savings Account

You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Western Capital Financial Company HYOSA savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Gulf Wings Credit Union

Steps Required

• Gather your personal info, including your government issued ID and IRD number.
• Fill out your online application.
• Once your application is approved, you will be notified by email with your account detials